PayPal Fee Calculator: Know Exactly What You’ll Pay

PayPal Fee Calculator

PayPal Fee Calculator

Calculate exactly how much you’ll pay in fees and what amount you’ll receive

Enter Transaction Details

? International transactions may have additional fees. Check this if the sender and recipient are in different countries.
? Toggle to calculate fees based on the amount you want to send rather than receive.

Fee Breakdown

Amount: $0.00
PayPal Fee: $0.00
Fixed Fee: $0.00
International Fee: $0.00
You receive: $0.00

Visualization

See how the fees affect your transaction amount

Transaction Amount
Fees
Amount Received

This calculator provides estimates based on PayPal’s current fee structure (as of 2025).

For exact fees, please refer to PayPal’s official fee page.

Whether you’re a freelancer, small business owner, or simply someone who frequently uses PayPal, understanding the platform’s fee structure can be confusing. That’s why a PayPal fee calculator is essential it takes the guesswork out of knowing how much you’ll actually receive after transaction fees.

Why Use a PayPal Fee Calculator?

PayPal is a convenient and widely used payment platform, but its fees can vary depending on the transaction type, payment amount, international status, and more. A PayPal fee calculator helps you quickly estimate:

  • PayPal’s percentage-based fees
  • Fixed transaction fees
  • Additional international transaction charges
  • The exact amount you’ll receive or need to send

This tool is especially useful when budgeting payments or invoices and avoiding unpleasant surprises.

Key Features of the PayPal Fee Calculator

The featured PayPal fee calculator offers a sleek, user-friendly interface and several powerful tools to help users better understand their transactions.

Transaction Type Selection

You can select from:

  • Standard Payment (Goods & Services)
  • Donations
  • Micropayments (under $10)

Each type has its own unique fee structure, and the calculator adjusts instantly based on your selection.

International Transaction Toggle

Fees often increase when sending money internationally. By toggling the International Transaction switch, you can simulate cross-border fees and get a more accurate estimate.

Switch Between “Amount Sent” and “Amount Received”

One of the standout features is the ability to calculate based on either:

  • The amount you want to receive, or
  • The amount you’re planning to send

This makes the calculator flexible for both sellers and buyers.

Interactive Visual Fee Breakdown

A compelling aspect of this PayPal fee calculator is its interactive visualization bar chart, which displays:

  • Total transaction amount
  • Fees paid to PayPal
  • Amount received after deductions

This visual representation gives users a clearer picture of how much is lost to fees and how much ends up in their account.

How the Fee Is Calculated Behind the Scenes

Let’s briefly break down the fee calculation logic that powers the tool:

  • Standard Payment: 2.99% + $0.49
  • Donations: 1.99% + $0.49
  • Micropayments: 5% + $0.05
  • International Fee: Additional 1% if applicable

Depending on whether you’re sending or receiving, the formula adjusts accordingly to either subtract or gross up the fee to hit your desired amount.

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